// Free tool
Subscription cost calculator
Add what you pay for streaming, music, cloud, and the rest — and see what it really adds up to per month, per year, and over five years. No sign-up, nothing stored.
// The method
Why the yearly number matters
Subscriptions are priced to feel small. A few euros here, a tenner there — judged one month at a time, none of them seem worth cancelling.
Multiply by twelve and the picture changes. This calculator normalizes every plan to the same timeline, so a 12.99 monthly plan reads as what it is: about 156 a year, and near 780 over five. That's the number worth deciding with.
Where the money hides
Trials that roll over
Free trials quietly convert to paid plans. If you don't note the date, the first charge is the reminder.
Yearly charges
Annual plans strike once and are forgotten for eleven months — they rarely make it into a mental budget.
Price creep
Plans get more expensive a little at a time. Each increase is small; the compounded total isn't.
// FAQ
Common questions
How much do people typically spend on subscriptions?
Most estimates put the average at dozens of euros or dollars per month once streaming, music, cloud, apps, and memberships are added up — and people routinely guess far lower than what they actually pay.
Should I pay monthly or yearly?
Yearly is usually cheaper per month, but only for services you're sure you'll keep. For anything you might drop, monthly keeps the exit open — cancel culture-of-one beats a discount you regret.
How do I find subscriptions I forgot about?
Scan two or three months of bank and card statements plus your app store subscription pages. Recurring charges you don't recognize in seconds are the first candidates to cancel.
Is anything I enter stored?
No. Everything is calculated in your browser and vanishes when you close the tab. Nothing is sent anywhere and nothing is tracked.